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The best investment these days is refinancing your debtThe stock market is up and down, giving back gains as fast as it makes them; real estate values are in the tank; Treasury bond yields are meager at best and interest rates on bank deposits are floating somewhere between squat and zilch. So what's your best investment? Try refinancing your debt.
Back-to-school savings, Part 2Rob Carrick rounds up the best in personal finance reading

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